FINANCIAL GROUP
Why True North?
Simply Put, We Care.
Your financial future is too important to trust to a website or 1-800 #.
From retirement planning strategies to personal insurance packages, we help create your custom financial strategy. We'll explain options in a way that is easy to understand, do what we say we’ll do, and be there for you when it matters the most.
Financial Planning Strategies
It’s Never Too Early or Too Late to Create a Solid Financial Foundation
Many times, financial planning strategies are put off because individuals just don’t know where to start. We understand, and that’s exactly why we’re here. We’ll help you understand what you have and guide you through the options available, including:
Saving for
Retirement
We can help guide you with a strategy for saving for retirement and accumulating assets through employer and non-employer avenues.
Retirement Income
Distribution
Ready to retire? Let us help you with a strategy to help ensure you don’t outlive your money and are withdrawing money the most tax efficient way.
Asset
Protection
You have spent a lifetime accumulating assets. We can create a strategy that may help protect your nest egg so it can be spent or given the way you want it to be.
We Tailor to Your Needs
Putting a Strategy in Place for You
Every individual is different. That means every individual will need a custom strategy that is tailored to their needs.
Our Principals
Retirement is all about income, not assets. We want to make sure that YOU have enough income on a monthly basis to maintain your current lifestyle. We will look at your income sources and assets (guaranteed and non guaranteed) to determine ways to create that income. We would like YOU to spend your money! Additionally, if you would like to leave money to your children or charities, we will devise a strategy for doing that as well.
Planning Strategies
We will review everything you have so we can look at tax scenarios and how your portfolio stacks up against your risk tolerance and income needs. Strategies for Retirement Income (when and where to draw from). Protection, Retirement Income and Wealth Transfer will be at the forefront in ALL of our conversations.
Process
Not a One and Done! Changes occur regularly in each of our lives. We want to make sure we are staying in touch and informed with YOUR changes. We will meet as often as YOU would like to, but at a minimum annually. We ask about your family, your occupation and what you’ve been up to. We may possibly suggest that you meet with an Elder Law attorney and/or CPA. This is all part of meeting your needs and that nothing is missed or left undone.
Our Team of Professionals
We connect you with 9 professionals across 5 offices. Our vision is simple:
Our Team strives to build a reputation of being the most trusted group of financial advisors in the geographical area we serve. Our top values of relationships and trust guide everything we do. With over 75 years of experience collectively, Our Team has the resources to help you in every stage of life. With our consistent processes in place, and we have sustainable practices to ensure we are here for you and your family.
Kurt Nygaard
ChFC®, CLTC®, RICP®
Financial Advisor
(218) 998-1950
kurt.nygaard@prudential.com
I've been a Financial Advisor for over 13 years. I've been married to my wife, Kym, for 34 years. I have 4 children; Kassidy, Kelsey, Kole & Kendal and 4 grandchildren. I enjoy spending time with my family, golfing, traveling, and card collecting. I also enjoy community theater and volunteer at the Fergus Falls Center for the Arts, where I was previously President of the Board of Directors.
Licensed for Securities, Life, Health & Annuities in AZ, CO, KY, MN, ND & WI.
Kelsey Heck
Financial Advisor
(218) 998-1950
I’m Kurt’s daughter! Kurt and I have been working together in the financial industry for over 9 years. I’m married to Jake and we have 2 children; Theodore and Olivia. I enjoy spending every moment I can with my family, vacationing to somewhere tropical, reading a great book, completing challenging workout programs, and golfing with my husband and kids.
Licensed for Securities, Life,
Health & Annuities in MN & ND.
Stephen Vigesaa
AAMS®
Financial Planner
(218) 998-1950
stephen.vigesaa@prudential.com
I have worked in the Finance Industry in various roles for 21 years. I live in Fergus Falls, where I was raised, and have been married to Tami for 21 years. We have 3 kids: Josiah, Eden and Delia. Outside of work, I love being involved in the local theater and music community, playing strategic board games and have been a long-suffering Minnesota Vikings fan for too many years. Unlike my colleagues, I consider golf a good walk spoiled, but will go along if everyone needs a laugh! I have been a board member for the Fergus Falls School District since elected in 2016 and serve on the board of directors for A Center for the Arts in Fergus Falls.
Licensed for Securities, Life,
Health & Annuities in MN & ND.
Fergus Falls Office
1401 College Way, Fergus Falls, MN 56537
Fargo Office
1630 1st Ave N Ste B PMB 28, Fargo, ND 58102
Kurt Nygaard
ChFC®, CLTC®, RICP®
Financial Advisor
(218) 998-1950
kurt.nygaard@prudential.com
I've been a Financial Advisor for over 13 years. I've been married to my wife, Kym, for 34 years. I have 4 children; Kassidy, Kelsey, Kole & Kendal and 4 grandchildren. I enjoy spending time with my family, golfing, traveling, and card collecting. I also enjoy community theater and volunteer at the Fergus Falls Center for the Arts, where I was previously President of the Board of Directors.
Licensed for Securities, Life, Health
& Annuities in AZ, CO, KY, MN, ND & WI.
David Cedars
Financial Professional
(218) 998-1950
I have been a Financial Professional with Prudential for 9 years. I have been in the ND area for 3 years and have 2 children. In my free time, I enjoy golfing, being involved in my community, and spending time with my family.
Licensed for Securities, Life, Health &
Annuities in AZ, MN, ND & WI.
Park Rapids Office
317 1st St W, Park Rapids, MN 56470
Bemidji Office
2905 Bemidji Ave, Bemidji, MN 56601
Brian Behrens
CLTC®, RICP®
Financial Advisor
(218) 237-0110
brian.behrens@prudential.com
For 29 years my career has centered around personal finances as a Bank Loan Officer and a Financial Advisor. Jodi and I have been married for 28 years and have two children, Zach and Brenna. Our family enjoys traveling and time on the lake. I enjoy being active in the community and am currently involved with Rotary and on the Itasca-Mantrap Electric Co-Op Board and the Lake Emma Township Board.
Licensed for Securities, Life, Health
& Annuities in AZ, FL, MN, ND & SD.
Licensed for Property & Casualty in MN.
Leah Weaver
Marketing Assistant
(218) 237-0110
I’m our children’s loudest fan in the stands! At least that is what our daughters Riley and Elliana have told me. I was born, raised and continue to live in Park Rapids with my husband Nick, 3 dogs and 2 very active daughters. When I’m not sitting in the bleachers or available for all of you at that office you can find me planning out next adventure while sitting on our boat in the middle of the lake soaking up the sun. I’m excited to continue to work as a team with Prudential and provide outstanding service to all of you.
Licensed for Property, Casualty, Life & Health in MN.
Samantha Pond
CLTC®
Financial Professional
(218) 751-6013
I have worked in the financial industry for over 12 years. I am married to Brandon and we have a daughter named Reagan and a German Shepherd named Dozer. We live in the country on 60 beautiful wooded acres. I enjoy fishing, gardening, four wheeling and spending time with my family and friends. As a Financial Professional my goal is to establish an ongoing financial relationship with you to help you reach your financial goals now and in the future.
Licensed for Securities, Life, Health
& Annuities in AZ, MN & ND.
Siri Johnson
Marketing Assistant
(218) 751-6013
I grew up in Clearbrook and continue to live there as I enjoy living close to my family. With over 7 years of experience in customer service I apply this to provide exceptional service to our clients on a daily basis and support Samantha in her role.
Staples Office
209 4th St NE, Staples, MN 56479
Robert Mueller
RICP®
Financial Advisor
(218) 894-2161
robert.mueller@prudential.com
I’ve been a Financial Professional in the Staples area for over 16 years. I’ve been married to my wife, Kay, for 42 years and we have 2 adult children. I have been involved in several aspects of the Staples community throughout my life and have been proud to call Staples my home. I’ve had the pleasure of building relationships throughout my life in Staples and helping my clients. In my free time, I enjoy camping, fishing, hunting and basically everything outdoors.
Licensed for Securities, Life, Health
& Annuities in MN, TX & VA.
Our financial advisors offer investment advice, and some may offer financial planning. Our financial advisors and financial planners offer financial planning and investment advice through Pruco Securities, LCC (Pruco)(Member SIPC), under the marketing name Prudential Financial Planning Services (PFPS). A financial advisor or financial planner offers securities products and services as a registered representative of Pruco and offers insurance products as an agent of issuing insurance companies. True North Financial Group is not affiliated with Liberty Mutual and The Prudential Insurance Company of America and its affiliates, including Pruco. Other products and services may be offered through a non-Prudential entity. 1-800-778-2255.
Our compensation may be based on a combination of fees and commissions.
Leah Weaver and Siri Johnson are employed by True North Financial Group and not The Prudential Insurance Company of America or its subsidiaries.
True North Financial Group does business in the following states:
Securities: [AZ, CO, FL, KY, MN, ND, SD, TX, VA & WI]
Life Insurance: [AZ, CO, FL, KY, MN, ND, SD, TX, VA & WI]
Annuities: [AZ, CO, FL, KY, MN, ND, SD, TX, VA & WI]
Property & Casualty: [MN]
1051680-00009-00
Check the background of this investment professional on FINRA’s BrokerCheck.
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